Harvest Payment Automation
Pay farmers for delivered produce via bulk mobile money — automatically deducting input loan balances before crediting the net amount.
Harvest Payment Automation closes the agri-finance cycle. When farmers deliver produce to the collection point, weight and grade are recorded digitally. The platform calculates the gross payment, retrieves each farmer's outstanding input loan balance, deducts it automatically, and disburses the net amount via mobile money — generating an SMS receipt for the farmer with a full breakdown. No manual calculations, no payment errors, no disputes.
Everything you need, nothing you don't
Digital Produce Intake
Record each farmer's harvest delivery — weight, grade, moisture content — digitally at the collection point via the mobile app. Data syncs instantly to the central platform.
Configurable Buying Prices
Set buying prices per crop, grade, and quality band from the admin panel. Price updates apply across all collection points instantly — no per-site configuration needed.
Gross Payment Calculation
Gross payment is calculated automatically from recorded weight and grade at the current buying price — visible to the farmer before they confirm the delivery.
Automatic Loan Deduction
The farmer's outstanding input loan balance is retrieved from the agri-loan module and deducted from the gross payment automatically. Zero manual lookup or calculation.
Levy & Deduction Management
Apply configurable additional deductions — levy payments, storage fees, transport charges — as named deduction types. Each is itemised separately on the farmer's SMS receipt.
Net Payment Disbursement
The net cash amount is disbursed to the farmer's registered mobile money wallet or bank account in real time using the bulk payment engine.
Farmer SMS Receipt
Every farmer receives an SMS showing gross produce value, each deduction with amount and reason, and the final net payment — complete transparency at point of settlement.
Programme Settlement Report
Consolidated settlement report: total produce delivered by crop and grade, total gross value, total loan recoveries, total levies, and total net disbursed — ready for donor and management reporting.
Built for your team
Settle with hundreds of farmers in a single batch run — recovering input loans automatically and disbursing net payments via mobile money without manual calculation.
Complete the input credit cycle — from voucher issuance at planting to automatic loan recovery at harvest — with a fully auditable, GPS-verified record of every step.
Pay member farmers for produce deliveries and recover any outstanding obligations cleanly — with a transparent settlement statement that builds trust and reduces disputes.
Ready to activate Harvest Payment Automation?
Sign up free and configure Harvest Payment Automation in minutes — or book a demo and we'll walk you through it live.