Loan Origination
Mobile-first loan application forms linked directly to configurable approval workflows — capture every data point your credit team needs, digitally.
Loan Origination replaces paper application forms with dynamic digital forms that adapt to your loan products and credit policy. Applicants or field officers complete the application on any device, attach supporting documents, and submit — at which point the workflow routes the application automatically to the first approver. Every field, every document, and every approval step is logged.
Everything you need, nothing you don't
Configurable Application Forms
Build application forms for each loan product using the no-code Forms Builder. Add fields for income, employment, guarantors, assets, and any custom data point your credit policy requires.
Conditional Logic
Fields appear or hide based on previous answers — a salary loan form looks different from a group loan form, even though they use the same form builder.
Document Attachment
Applicants or agents attach supporting documents — ID, payslip, bank statement, business licence — directly to the application. Documents are stored securely and linked to the application record.
Automatic Workflow Routing
On submission, the application is automatically routed to the first approver based on loan product, amount, and branch — no manual handover required.
Credit Score Integration
If credit scoring is enabled, the applicant's score is calculated automatically at submission and displayed to approvers alongside the application — with the recommended decision.
Application Status Tracking
Applicants and loan officers can track the application through every stage of the workflow in real time — submitted, under review, conditionally approved, approved, or declined.
Duplicate Check
The system automatically checks for an existing open application or active loan for the same applicant before accepting a new submission — preventing duplicate origination.
Bulk Application Import
Import applications from a CSV file for group loan programmes or bulk origination campaigns — each imported application is validated and routed through the same workflow.
Built for your team
Capture complete, structured loan applications in the field or at the branch — without paper forms, without missing fields, and without manual data entry at head office.
Monitor the origination pipeline for your branch — applications submitted, pending approval, and awaiting documents — from the branch dashboard.
Submit a loan application on any smartphone or at any branch, track its progress in real time, and receive SMS updates at every stage.
Often used together with
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