Financial Services

Airtime Top-Up

Sell airtime across every major network in real time — with automatic reconciliation, commission tracking, and offline agent support.

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The Airtime Top-Up module connects your agents, branches, and digital channels to all major mobile networks in Zimbabwe and the region. Every transaction is processed in real time, posted automatically to the general ledger, and attributed to the selling agent for commission calculation. Whether you run a single retail outlet or a national agent network, the module scales without additional infrastructure.

Real-time network connection Automatic GL posting Agent commission tracking Works offline All networks supported Instant SMS confirmation
What's included

Everything you need, nothing you don't

Multi-Network Coverage

Connect to all major mobile networks from a single integration point. Add new networks via the admin panel without code changes.

Real-Time Delivery

Airtime is credited to the recipient's line within seconds of the transaction being submitted. No batch delays.

All Denomination Support

Sell any denomination — from $0.50 top-ups to bulk corporate vouchers. Define the available denominations per channel or agent type.

Agent Float Management

Each agent's float balance is debited in real time. Low-float alerts notify agents and supervisors before the balance runs dry.

Automatic Commission Calculation

Set tiered commission rates per network and denomination band. Earnings are calculated on every sale and consolidated on the agent's monthly statement.

Offline Mode

Agents can queue transactions when connectivity drops. Queued sales sync automatically when the connection is restored — no lost revenue.

SMS Confirmation

Buyer and recipient both receive an instant SMS confirmation with the transaction reference, amount, and network — automatically, on every sale.

Auto-Reconciliation

End-of-day reconciliation against network settlement files is automated. Discrepancies are flagged for review with the raw network response attached.

Who uses this module

Built for your team

Agent Network Operators

Process thousands of airtime transactions per day across a distributed agent network — all float, commissions, and reconciliation handled automatically.

MFIs & Community Banks

Offer airtime as a value-added service at teller windows or via mobile agents, driving foot traffic and ancillary revenue.

Retail & FMCG Distributors

Bundle airtime sales into your existing merchant or distributor channel without a separate system.

Ready to activate Airtime Top-Up?

Sign up free and configure Airtime Top-Up in minutes — or book a demo and we'll walk you through it live.

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